Flexible Business Checking Accounts for Your Company
Commercial Business requires strategic thinking among the stakeholders, unwavering focus and a team of employees and business partners to ensure success. Banterra is truly one of those partners and offers flexible, smart business checking accounts. Almost all commercial checking options include Treasury Management Services that allow your business or public-funded organization to have the best in cash management solutions. You can open an account online or stop by your local Banterra branch.
Banterra Premium Business Checking
Perfect fit for businesses with greater transaction volume.
- $500 minimum to open
- Includes the first 600 items free ($.25 each thereafter)
- None if you maintain a $2,500 minimum daily balance or $7,500 average monthly balance; otherwise $10 fee per statement cycle
Banterra Business Analysis Account
High-transaction volume and treasury and cash management needs.
- Accounts are analyzed on a monthly basis to determine processing and transaction costs
- This account receives an earnings credit* to offset the price of services and activities provided by Banterra
- Fees for most services and activities provided will be reflected on the account analysis statement. Some items such as printed checks, overdraft charges, wire transfers and stop payment fees may be charged directly to the account when the service is provided
*Earnings credit is calculated on the account's available balance (collected balance less the government regulated reserve requirement) for the month.
Compare All Banterra Business Checking Accounts
| Placeholder Title | Free Business | Basic Business | Premium Business | Business Analysis |
|---|---|---|---|---|
| Who Would Benefit From This Account | Best account for low transaction businesses, start-ups, home-based or organizations | Right account for micro-businesses with growing transaction volume | Perfect account for businesses with greater transaction volume | High-transaction volume or Treasury Management needs |
| Qualifying Business Types | Most businesses, organizations and non-profits | Most businesses, organizations and non-profits | Most businesses, organizations and non-profits | Most businesses and organizations |
| Treasury Management Services (Some Restrictions Apply) | Checkmark Icon | Checkmark Icon | Checkmark Icon | |
| Interest Bearing | ||||
| Personalized Checks | Free first order of standard checks (up to $25) | |||
| Merchant Card Processing | Visit Your Local Branch For Details | Visit Your Local Branch For Details | Visit Your Local Branch For Details | Visit Your Local Branch For Details |
| Minimum Opening Balance | $100 | $200 | $500 | n/a |
| Paper Item Fees | First 100 free and then $.35 each over 100. Includes a combination of all: paper checks, debits, deposits, and deposited items | First 250 items free excluding internal transfers via transfer system or Digital Banking; $.30 each over 250 | First 600 items free excluding internal transfers via transfer system or Digital Banking; $.25 each over 600 | Refer to a Treasury Management Specialist for a free account analysis of your account activity. Account is analyzed monthly to determine processing costs. An earnings credit may be applied to offset the price of account services |
| Electronic Check/ Debit Fees | First 75 free and then $.30 each over 75 | |||
| Electronic Deposit Fees | First 25 free and then $.30 each over 25 | |||
| Monthly Fee | None | No fee if a $1,500 minimum daily balance or $3,000 average monthly balance is maintained; otherwise, $7.50 monthly fee | No fee if $2,500 minimum daily balance or $7,500 average monthly balance is maintained; otherwise $10 monthly fee |
| Placeholder Title | Who Would Benefit From This Account | Qualifying Business Types | Treasury Management Services (Some Restrictions Apply) | Interest Bearing | Personalized Checks | Merchant Card Processing | Minimum Opening Balance | Paper Item Fees | Electronic Check/ Debit Fees | Electronic Deposit Fees | Monthly Fee |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Business | Best account for low transaction businesses, start-ups, home-based or organizations | Most businesses, organizations and non-profits | Free first order of standard checks (up to $25) | Visit Your Local Branch For Details | $100 | First 100 free and then $.35 each over 100. Includes a combination of all: paper checks, debits, deposits, and deposited items. | First 75 free and then $.30 each over 75 | First 25 free and then $.30 each over 25 | None | ||
| Basic Business | Right account for micro-businesses with growing transaction volume | Most businesses, organizations and non-profits | Checkmark Icon | Visit Your Local Branch For Details | $200 | First 250 items free excluding internal transfers via transfer system or Digital Banking; $.30 each over 250 | First 250 items free excluding internal transfers via transfer system or Digital Banking; $.30 each over 250 | First 250 items free excluding internal transfers via transfer system or Digital Banking; $.30 each over 250 | No fee if a $1,500 minimum daily balance or $3,000 average monthly balance is maintained; otherwise, $7.50 monthly fee | ||
| Premium Business | Perfect account for businesses with greater transaction volume | Most businesses, organizations and non-profits | Checkmark Icon | Visit Your Local Branch For Details | $500 | Refer to a Treasury Management Specialist for a free account analysis of your account activity. Account is analyzed monthly to determine processing costs. An earnings credit may be applied to offset the price of account services |
Refer to a Treasury Management Specialist for a free account analysis of your account activity. Account is analyzed monthly to determine processing costs. An earnings credit may be applied to offset the price of account services |
Refer to a Treasury Management Specialist for a free account analysis of your account activity. Account is analyzed monthly to determine processing costs. An earnings credit may be applied to offset the price of account services |
Refer to a Treasury Management Specialist for a free account analysis of your account activity. Account is analyzed monthly to determine processing costs. An earnings credit may be applied to offset the price of account services |
||
| Business Analysis | High-transaction volume or Treasury Management needs | Most businesses and organizations | Checkmark Icon | Visit Your Local Branch For Details | N/A | No item fee if $2,500 minimum daily balance is maintained; otherwise, first 40 check/debit items are free; then $.15 each over 40 | No item fee if $2,500 minimum daily balance is maintained; otherwise, first 40 check/debit items are free; then $.15 each over 40 | No item fee if $2,500 minimum daily balance is maintained; otherwise, first 40 check/debit items are free; then $.15 each over 40 | No fee if a $2,500 minimum daily balance is maintained; otherwise $10 monthly fee |
