In the ever-evolving landscape of the healthcare industry, financial institutions play a crucial role in supporting the unique needs of medical professionals. At Banterra Bank, we strive to understand and meet the specific financial needs of healthcare practitioners and their patients.  In light of these needs, we would like to discuss the different banking solutions that we offer for the healthcare industry.  

Products Designed With Physicians In Mind 

Banterra makes a continuous effort to advance our industry knowledge so the products and services offered below align with the challenges and needs of physicians. 

Doctor Mortgage Loan 

The educational expenses to become a physician can be exorbitant making it difficult to save for a downpayment on a house. With the Doctor Mortgage Loan, you may qualify for tailored mortgage solutions designed to ease the home-buying process. Features include fixed and adjustable-rate options, financing for attached or detached single-family residences, 100% loan-to-value available mortgages up to $650,000, and more.  

Doctor Line Of Credit  

This is a flexible line of credit to bridge cash-flow gaps, providing easy access to funds when needed.  This product has available funding up to $200,000, flexible terms up to 24-months, no required collateral, and interest-only payments each month1. 

Physician's Relocation Loan 

This loan is specifically designed to assist doctors with the costs associated with relocating. You may qualify for a personal loan up to $10,000 with the option to avoid payment for 120 days.  

Commercial Lending 

This lending solution is for growing hospitals with lending capabilities of up to $50 million per customer. This includes lines of credit and equipment financing options, providing essential financial support for the expansion and development of medical facilities. 

Private Banking Checking 

This is an exclusive checking account with personalized benefits for an elite, qualified customer base. This service is available in our Arizona, Indiana, Southeast Missouri, and Utah markets. 

Support For Medical Professionals 

In addition to our specific banking products, Banterra's commitment to the medical community is exemplified through our official partnership with Arizona Medical Association and Utah Medical Association. This collaboration allows us to stay closely connected with the industry's needs and engage directly with physicians.  

Enhancing Patient Financial Wellness With Banterra's Healthcare Services 

Banterra is not only dedicated to supporting healthcare providers but also prioritizes the well-being of patients by offering a range of banking products tailored to assist them in effectively managing healthcare-related finances. 

Medical Assistance Loan 

With a Medical Assistance Loan, Banterra supports patient financial wellness through Banterra’s Personal Loan program, offering up to $10,000 with competitive rates.  

Health Savings Account 

Banterra's Health Savings Account is a tax-advantaged2 personal savings option dedicated to medical expenses. Finally, Banterra’s digital banking services enable patients to manage personal loans, their Health Savings Account, and conveniently pay medical bills through the integrated Bill Pay feature.  

Our healthcare banking solutions were designed to address the unique financial needs of both providers and patients. By offering specialized financing, cash management services, and additional conveniences, we are a comprehensive financial partner that supports the healthcare industry. To learn more about our solutions for the healthcare industry, please visit our website or contact us.  

1. Full principal amount as well as any unpaid, accrued interest is due at maturity date stated in credit agreement. All loans are subject to approval. 2. Please consult your tax advisor.