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Budgeting

Man and woman smiling at each other and shopping outside during the winter holidays
Eight Ways to Avoid Overspending This Holiday Season

The holidays are almost here, and they bring with them the temptation to overspend. From gifts to decorations, travel and entertaining, it is easy to get caught up in the festive spirit and blow our budgets. However, with a little planning and discipline,...

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budgeting, digital banking, digital wallet, holidays, mobile banking, Savings

Meal Planning written on notepad with fruits, vegetables and meats displayed around it
Meal Planning On A Budget: Ways To Save Money And Reduce Waste

Meal planning is a powerful tool that can help you save money, time and reduce food waste. By planning your meals in advance, you can make more informed decisions about what to buy, how much to buy and how to use what you already have. Here are five practical...

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budgeting, Savings

Subscription Expenses
Spring Into Savings: Clever Life Hacks To Trim Your Subscription Expenses With Banterra Bank

As the vibrant hues of spring begin to paint the world in shades of renewal, it's the perfect time to breathe fresh air into your finances. One area where many of us can make a significant impact is by trimming our subscription expenses. Banterra...

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Financial Wellness
Financial Wellness Checkup: Assessing Your Money’s Health

Just as we prioritize our physical health checkups, our financial health deserves the same attention. This guide will walk you through the essential steps to assess the well-being of your money, helping you make informed decisions and set realistic goals...

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Debt Management
New Year Strategy For Debt Management

As we enter a new year, it's crucial to address the pressing issue of escalating credit card interest rates. According to Forbes Advisor's weekly credit card rates report, the average credit card interest rate has reached an alarming 27.80% during...

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Financial Planning For College: How To Prepare For Back-To-School Expenses
Financial Planning For College: How To Prepare For Back-To-School Expenses

Heading to a college campus this back-to-school season is an exciting, yet sometimes challenging experience. For many college students, this will be the first time they manage money on their own, and at times, it can be overwhelming. To help minimize...

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Grow Your Savings In 2023
Grow Your Savings In 2023

Spring into saving money and watch your balance grow. Tending to your savings account gives you security when the unexpected happens. A savings account, along with other tools, is a good starting ground to help your savings goals flourish. Below includes...

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 How-to: Better Your Financial Wellness In 2023
How-to: Better Your Financial Wellness In 2023

Jump into financial wellness by crafting your goals for the 2023 year. Here are some tips and recommendations on how to better your financial goals this year. Keep reading to begin your 2023 financial wellness journey.   Support Your Financial...

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Customer displaying digital wallet and phone to a merchant
Benefits of Using a Digital Wallet

These days we can do just about everything from the convenience of our mobile devices. Now with the help of Banterra, your mobile device can also serve as your wallet. Rather than carrying your debit or credit card in your wallet, connect your...

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digital wallet

Decorate For Less This Holiday Season
Decorate For Less This Holiday Season

This time of the year is the best and most fun time to decorate! Halloween and Thanksgiving are swiftly followed by winter holidays like Christmas and New Year’s, making a quick turnaround for seasonal décor. Keep reading for some decorating...

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Holiday Decor, Holiday Savings, Home Improvement